{"id":1002,"date":"2024-04-23T10:17:59","date_gmt":"2024-04-23T08:17:59","guid":{"rendered":"https:\/\/schiller.site-preview.ch\/?post_type=expertise&#038;p=1002"},"modified":"2024-07-03T16:43:14","modified_gmt":"2024-07-03T14:43:14","slug":"droit-de-la-responsabilite-civile-et-droit-des-assurances","status":"publish","type":"expertise","link":"https:\/\/schillerlegal.ch\/fr\/expertise\/droit-de-la-responsabilite-civile-et-droit-des-assurances\/","title":{"rendered":"Droit de la responsabilit\u00e9 civile et droit des assurances"},"content":{"rendered":"<style type=\"text\/css\">.indy-block-image-text-overlay:after { background-color: rgba(0,0,0,0.4) }<\/style>\n<div class=\"indy-block-image-text-overlay\" style=\"background-image: url('https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/04\/DSC_7954_1.jpg')\">\n  <div class=\"wrapper\">\n    <h2>Assurez-vous.<\/h2>\n<p style=\"font-weight: 400;\">Nous conseillons les entrepreneurs et les entreprises ainsi que les compagnies d&rsquo;assurance dans les cas impliquant des dommages corporels, mat\u00e9riels ou p\u00e9cuniaires dans les domaines du droit g\u00e9n\u00e9ral de la responsabilit\u00e9 civile, de la responsabilit\u00e9 du fait des produits, de la responsabilit\u00e9 professionnelle, de la responsabilit\u00e9 pour la construction et la planification, du droit des assurances priv\u00e9es et du droit des assurances sociales (AVS, AI, LPP et LAA).<\/p>\n\n  <\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-md\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Vous avez un sinistre?<\/h3>\n\n\n\n<p>Nous vous donnons une appr\u00e9ciation de la situation juridique et vous soutenons dans le r\u00e8glement du dommage. Nous vous aidons \u00e0 faire valoir votre droit \u00e0 des dommages et int\u00e9r\u00eats et \u00e0 vous d\u00e9fendre contre des pr\u00e9tentions injustifi\u00e9es. Nous vous accompagnons dans les n\u00e9gociations avec la partie adverse et vous repr\u00e9sentons devant les autorit\u00e9s et les tribunaux.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Lors de la conclusion d&rsquo;un contrat, vous vous posez des questions sur la responsabilit\u00e9 ou la couverture des risques de responsabilit\u00e9?<\/h3>\n\n\n\n<p>Nous r\u00e9digeons et examinons des contrats pour vous et vous conseillons sur les mesures pr\u00e9ventives. Nous vous montrons o\u00f9 se situent les risques de responsabilit\u00e9,&nbsp;comment les r\u00e9gler d\u2019un point de vue contractuel&nbsp;et, le cas \u00e9ch\u00e9ant, les assurer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">En tant que compagnie d&rsquo;assurance, avez-vous besoin d&rsquo;aide pour des questions de r\u00e9glementation ou pour faire valoir des droits de recours?<\/h3>\n\n\n\n<p>Nous repr\u00e9sentons les assureurs lors de la mise en \u0153uvre de droits de recours devant les tribunaux et les tribunaux arbitraux. De m\u00eame, nous conseillons les assureurs sur les questions de r\u00e9glementation et les assistons dans les proc\u00e9dures de surveillance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vos contacts<\/h2>\n\n\n<div class=\"indy-block-people\">\n  <div class=\"row\">\n                  <div class=\"person col-md-6 col-lg-4 col-xl-3\">\n          <article class=\"tease tease-team-member\" id=\"tease-1064\">\n\t\t\t<div class=\"portrait\">\n\t\t<img decoding=\"async\" src=\"https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/06\/cropped_0028_DSC02042-300x0-c-default.jpg\" srcset=\"https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/06\/cropped_0028_DSC02042-300x0-c-default.jpg 1x, https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/06\/cropped_0028_DSC02042-600x0-c-default.jpg 2x\">\n\t<\/div>\n\t<div class=\"text\">\n\t\t<h5 class=\"title\">Daniel Maritz<\/h5>\n\t\t<div class=\"sub\">\n\t\t\t<div class=\"position\">Partenaire<\/div>\n\t\t\t<div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\t<a class=\"link\" href=\"https:\/\/schillerlegal.ch\/fr\/membre-de-lequipe\/daniel-maritz\/\">\n\t\t<span class=\"visually-hidden\">Go to article<\/span>\n\t<\/a>\n<\/article>\n        <\/div>\n              <div class=\"person col-md-6 col-lg-4 col-xl-3\">\n          <article class=\"tease tease-team-member\" id=\"tease-1050\">\n\t\t\t<div class=\"portrait\">\n\t\t<img decoding=\"async\" src=\"https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/05\/cropped_0049_DSC01591-300x0-c-default.jpg\" srcset=\"https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/05\/cropped_0049_DSC01591-300x0-c-default.jpg 1x, https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/05\/cropped_0049_DSC01591-600x0-c-default.jpg 2x\">\n\t<\/div>\n\t<div class=\"text\">\n\t\t<h5 class=\"title\">Michael Hochstrasser<\/h5>\n\t\t<div class=\"sub\">\n\t\t\t<div class=\"position\">Partenaire<\/div>\n\t\t\t<div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\t<a class=\"link\" href=\"https:\/\/schillerlegal.ch\/fr\/membre-de-lequipe\/michael-hochstrasser\/\">\n\t\t<span class=\"visually-hidden\">Go to article<\/span>\n\t<\/a>\n<\/article>\n        <\/div>\n            <\/div>\n<\/div>\n\n\n<div class=\"indy-block-latest-area-of-activity\">\n    <div class=\"row\">\n                    <div class=\"col-lg-6\">\n                <h3 class=\"column-title\">Publications<\/h3>\n                <div class=\"publications\">\n                                            <article class=\"tease tease-publication\" id=\"tease-318\">\n\t\t\t<h3 class=\"title\">Entscheidbesprechung: BGer 4A_383\/2022, Regressprivileg des Arbeitgebers<\/h3>\n\t<div class=\"fields\">\n\t\t<p class=\"published_in\">AJP 2024<\/p>\n\t\t<p class=\"page_references\">Seite 162-165<\/p>\n\t\t<div class=\"authors\">\n\t\t\t\t\t\t\t<div class=\"authors__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/schillerlegal.ch\/teammitglied\/michael-hochstrasser\/\">Michael Hochstrasser<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \/\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"authors__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/schillerlegal.ch\/teammitglied\/daniel-maritz\/\">Daniel Maritz<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t<\/article>\n                                            <article class=\"tease tease-publication\" id=\"tease-319\">\n\t\t\t<h3 class=\"title\">Entscheidbesprechung: BGer 4A_603\/2020, Strafrechtliches Vorsatzdelikt als deliktische Schutznorm<\/h3>\n\t<div class=\"fields\">\n\t\t<p class=\"published_in\">AJP 2023<\/p>\n\t\t<p class=\"page_references\">Seite 519-524<\/p>\n\t\t<div class=\"authors\">\n\t\t\t\t\t\t\t<div class=\"authors__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/schillerlegal.ch\/teammitglied\/michael-hochstrasser\/\">Michael Hochstrasser<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \/\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"authors__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/schillerlegal.ch\/teammitglied\/daniel-maritz\/\">Daniel Maritz<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t  <div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n<\/div>\n\t\t<a class=\"link\" href=\"https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/05\/MARITZ_DANIEL_HOCHSTRASSER_MICHAEL_AJP_04_2023_519-524.pdf\" target=\"_blank\">\n\t\t\t<span class=\"visually-hidden\">Go to article<\/span>\n\t\t<\/a>\n\t<\/article>\n                                            <article class=\"tease tease-publication\" id=\"tease-321\">\n\t\t\t<h3 class=\"title\">Entscheidbesprechung: BGer 4A_179\/2021, Grobes Selbstverschulden als Unterbrechungsgrund der Eisenbahnhaftpflicht (zum dritten und zum vierten)<\/h3>\n\t<div class=\"fields\">\n\t\t<p class=\"published_in\">AJP 2023<\/p>\n\t\t<p class=\"page_references\">Seite 1143-1146<\/p>\n\t\t<div class=\"authors\">\n\t\t\t\t\t\t\t<div class=\"authors__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/schillerlegal.ch\/teammitglied\/michael-hochstrasser\/\">Michael Hochstrasser<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t  <div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n<\/div>\n\t\t<a class=\"link\" href=\"https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/05\/HOCHSTRASSER_MICHAEL_AJP_10_2022_1143-1146-1.pdf\" target=\"_blank\">\n\t\t\t<span class=\"visually-hidden\">Go to article<\/span>\n\t\t<\/a>\n\t<\/article>\n                                        <div class=\"buttons\">\n                        <a href=\"https:\/\/schillerlegal.ch\/fr\/publication\/?area_of_activity=38\" class=\"btn btn-primary\">\n                            Toutes les publications sur ce sujet\n                            <?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n                        <\/a>\n                    <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"col-lg-6\">\n                <h3 class=\"column-title\">Articles<\/h3>\n                <div class=\"posts\">\n                                            <article class=\"tease tease-post\" id=\"tease-641\">\n\t\t<p class=\"date\">16.06.2023<\/p>\n\t<h3 class=\"title\">Haftung nach Eisenbahngesetz<\/h3>\n\t<p class=\"excerpt\">SBB haftet, wenn ein Passagier beim \u00dcberfahren einer Weiche st\u00fcrzt und sich verletzt Eine Passagierin stieg am 28. April 2016 mit ihrem Ehemann in einen Zug der SBB. Als sie die Stirnt\u00fcre des bestiegenen Waggons \u00f6ffnen wollte, um in den n\u00e4chsten Wagen zu gelangen, erfolgte eine ruckartige seitliche&hellip;<\/p>\n\t<div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n<\/div>\n\t<a class=\"link\" href=\"https:\/\/schillerlegal.ch\/fr\/haftung-nach-eisenbahngesetz\/\">\n\t\t<span class=\"visually-hidden\">Go to article<\/span>\n\t<\/a>\n<\/article>\n                                            <article class=\"tease tease-post\" id=\"tease-637\">\n\t\t<p class=\"date\">12.05.2023<\/p>\n\t<h3 class=\"title\">Aus dem Bundesgericht:<\/h3>\n\t<p class=\"excerpt\">Das Tram haftet nicht, wenn ein Fussg\u00e4nger &#8211; abgelenkt durch sein Mobiltelefon &#8211; unvermittelt das Gleis betritt und schwer verletzt wird. Unterbrechung des Kausalzusammenhangs durch grobes Selbstverschulden. Am 20. Februar 2019 verletzte sich ein Mann bei einer Kollision mit einem Tram s&hellip;<\/p>\n\t<div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n<\/div>\n\t<a class=\"link\" href=\"https:\/\/schillerlegal.ch\/fr\/aus-dem-bundesgericht-3\/\">\n\t\t<span class=\"visually-hidden\">Go to article<\/span>\n\t<\/a>\n<\/article>\n                                            <article class=\"tease tease-post\" id=\"tease-583\">\n\t\t<p class=\"date\">27.11.2019<\/p>\n\t<h3 class=\"title\">Aus dem Bundesgericht: SBB haften, wenn ein psychisch Kranker einen Wartenden gegen den einfahrenden Zug st\u00f6sst<\/h3>\n\t<p class=\"excerpt\">Am Bahnhof Affoltern am Albis\/ZH stiess ein psychisch kranker Drogenabh\u00e4ngiger, einen 85-j\u00e4hrigen Mann gegen die einfahrende S-Bahn. Der Mann wurde vom Zug mehrere Meter mitgeschleift und zog sich schwere Verletzungen zu. Nach Art. 40b Abs. 1 EBG haftet der Inhaber eines Eisenbahnunternehmens f\u00fcr de&hellip;<\/p>\n\t<div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . 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