{"id":986,"date":"2024-04-23T10:17:59","date_gmt":"2024-04-23T08:17:59","guid":{"rendered":"https:\/\/schiller.site-preview.ch\/?post_type=expertise&#038;p=986"},"modified":"2024-07-03T16:42:53","modified_gmt":"2024-07-03T14:42:53","slug":"liability-law-and-insurance-law","status":"publish","type":"expertise","link":"https:\/\/schillerlegal.ch\/en\/expertise\/liability-law-and-insurance-law\/","title":{"rendered":"Liability law and insurance law"},"content":{"rendered":"<style type=\"text\/css\">.indy-block-image-text-overlay:after { background-color: rgba(0,0,0,0.4) }<\/style>\n<div class=\"indy-block-image-text-overlay\" style=\"background-image: url('https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/04\/DSC_7954_1.jpg')\">\n  <div class=\"wrapper\">\n    <h2><span lang=\"EN-US\">Make sure you are protected.<\/span><\/h2>\n<p style=\"font-weight: 400;\">We advise entrepreneurs and companies as well as insurance companies in cases involving personal injury, property damage or financial loss in the areas of general liability law, product liability, professional liability, liability for construction and planning, private insurance law and social insurance law (AHV, IV, BVG and UVG).<\/p>\n\n  <\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-md\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Do you have a claim?<\/h3>\n\n\n\n<p>We provide you with an assessment of the legal situation and assist you in settling the claim. We help you enforce your claim for damages and defend you against unjustified claims. We assist you in negotiations with the other party and represent you before governmental authorities and courts.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Do you have any questions regarding liability or the coverage of liability risks when concluding a contract?<\/h3>\n\n\n\n<p>We draft and review contracts for you and advise on preventive measures. We show you where liability risks exist and how you can deal with them in the contract or, if necessary, insure them.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">As an insurance company, do you need support with regulatory issues or in asserting recovery claims?<\/h3>\n\n\n\n<p>We represent insurers in the enforcement of recovery claims before courts and arbitration tribunals. We also advise insurers on regulatory issues and support them in regulatory proceedings.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-md\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Your contacts<\/h2>\n\n\n<div class=\"indy-block-people\">\n  <div class=\"row\">\n                  <div class=\"person col-md-6 col-lg-4 col-xl-3\">\n          <article class=\"tease tease-team-member\" id=\"tease-1062\">\n\t\t\t<div class=\"portrait\">\n\t\t<img decoding=\"async\" src=\"https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/06\/cropped_0028_DSC02042-300x0-c-default.jpg\" srcset=\"https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/06\/cropped_0028_DSC02042-300x0-c-default.jpg 1x, https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/06\/cropped_0028_DSC02042-600x0-c-default.jpg 2x\">\n\t<\/div>\n\t<div class=\"text\">\n\t\t<h5 class=\"title\">Daniel Maritz<\/h5>\n\t\t<div class=\"sub\">\n\t\t\t<div class=\"position\">Partner<\/div>\n\t\t\t<div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\t<a class=\"link\" href=\"https:\/\/schillerlegal.ch\/en\/team-member\/daniel-maritz\/\">\n\t\t<span class=\"visually-hidden\">Go to article<\/span>\n\t<\/a>\n<\/article>\n        <\/div>\n              <div class=\"person col-md-6 col-lg-4 col-xl-3\">\n          <article class=\"tease tease-team-member\" id=\"tease-1048\">\n\t\t\t<div class=\"portrait\">\n\t\t<img decoding=\"async\" src=\"https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/05\/cropped_0049_DSC01591-300x0-c-default.jpg\" srcset=\"https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/05\/cropped_0049_DSC01591-300x0-c-default.jpg 1x, https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/05\/cropped_0049_DSC01591-600x0-c-default.jpg 2x\">\n\t<\/div>\n\t<div class=\"text\">\n\t\t<h5 class=\"title\">Michael Hochstrasser<\/h5>\n\t\t<div class=\"sub\">\n\t\t\t<div class=\"position\">Partner<\/div>\n\t\t\t<div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\t<a class=\"link\" href=\"https:\/\/schillerlegal.ch\/en\/team-member\/michael-hochstrasser\/\">\n\t\t<span class=\"visually-hidden\">Go to article<\/span>\n\t<\/a>\n<\/article>\n        <\/div>\n            <\/div>\n<\/div>\n\n\n<div class=\"indy-block-latest-area-of-activity\">\n    <div class=\"row\">\n                    <div class=\"col-lg-6\">\n                <h3 class=\"column-title\">Publications<\/h3>\n                <div class=\"publications\">\n                                            <article class=\"tease tease-publication\" id=\"tease-318\">\n\t\t\t<h3 class=\"title\">Entscheidbesprechung: BGer 4A_383\/2022, Regressprivileg des Arbeitgebers<\/h3>\n\t<div class=\"fields\">\n\t\t<p class=\"published_in\">AJP 2024<\/p>\n\t\t<p class=\"page_references\">Seite 162-165<\/p>\n\t\t<div class=\"authors\">\n\t\t\t\t\t\t\t<div class=\"authors__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/schillerlegal.ch\/teammitglied\/michael-hochstrasser\/\">Michael Hochstrasser<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \/\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"authors__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/schillerlegal.ch\/teammitglied\/daniel-maritz\/\">Daniel Maritz<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t<\/article>\n                                            <article class=\"tease tease-publication\" id=\"tease-319\">\n\t\t\t<h3 class=\"title\">Entscheidbesprechung: BGer 4A_603\/2020, Strafrechtliches Vorsatzdelikt als deliktische Schutznorm<\/h3>\n\t<div class=\"fields\">\n\t\t<p class=\"published_in\">AJP 2023<\/p>\n\t\t<p class=\"page_references\">Seite 519-524<\/p>\n\t\t<div class=\"authors\">\n\t\t\t\t\t\t\t<div class=\"authors__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/schillerlegal.ch\/teammitglied\/michael-hochstrasser\/\">Michael Hochstrasser<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \/\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"authors__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/schillerlegal.ch\/teammitglied\/daniel-maritz\/\">Daniel Maritz<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t  <div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n<\/div>\n\t\t<a class=\"link\" href=\"https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/05\/MARITZ_DANIEL_HOCHSTRASSER_MICHAEL_AJP_04_2023_519-524.pdf\" target=\"_blank\">\n\t\t\t<span class=\"visually-hidden\">Go to article<\/span>\n\t\t<\/a>\n\t<\/article>\n                                            <article class=\"tease tease-publication\" id=\"tease-321\">\n\t\t\t<h3 class=\"title\">Entscheidbesprechung: BGer 4A_179\/2021, Grobes Selbstverschulden als Unterbrechungsgrund der Eisenbahnhaftpflicht (zum dritten und zum vierten)<\/h3>\n\t<div class=\"fields\">\n\t\t<p class=\"published_in\">AJP 2023<\/p>\n\t\t<p class=\"page_references\">Seite 1143-1146<\/p>\n\t\t<div class=\"authors\">\n\t\t\t\t\t\t\t<div class=\"authors__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/schillerlegal.ch\/teammitglied\/michael-hochstrasser\/\">Michael Hochstrasser<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t  <div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n<\/div>\n\t\t<a class=\"link\" href=\"https:\/\/schillerlegal.ch\/wp-content\/uploads\/2024\/05\/HOCHSTRASSER_MICHAEL_AJP_10_2022_1143-1146-1.pdf\" target=\"_blank\">\n\t\t\t<span class=\"visually-hidden\">Go to article<\/span>\n\t\t<\/a>\n\t<\/article>\n                                        <div class=\"buttons\">\n                        <a href=\"https:\/\/schillerlegal.ch\/en\/publikation\/?area_of_activity=38\" class=\"btn btn-primary\">\n                            All publications on the topic\n                            <?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n                        <\/a>\n                    <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"col-lg-6\">\n                <h3 class=\"column-title\">Posts<\/h3>\n                <div class=\"posts\">\n                                            <article class=\"tease tease-post\" id=\"tease-641\">\n\t\t<p class=\"date\">16.06.2023<\/p>\n\t<h3 class=\"title\">Haftung nach Eisenbahngesetz<\/h3>\n\t<p class=\"excerpt\">SBB haftet, wenn ein Passagier beim \u00dcberfahren einer Weiche st\u00fcrzt und sich verletzt Eine Passagierin stieg am 28. April 2016 mit ihrem Ehemann in einen Zug der SBB. Als sie die Stirnt\u00fcre des bestiegenen Waggons \u00f6ffnen wollte, um in den n\u00e4chsten Wagen zu gelangen, erfolgte eine ruckartige seitliche&hellip;<\/p>\n\t<div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n<\/div>\n\t<a class=\"link\" href=\"https:\/\/schillerlegal.ch\/en\/haftung-nach-eisenbahngesetz\/\">\n\t\t<span class=\"visually-hidden\">Go to article<\/span>\n\t<\/a>\n<\/article>\n                                            <article class=\"tease tease-post\" id=\"tease-637\">\n\t\t<p class=\"date\">12.05.2023<\/p>\n\t<h3 class=\"title\">Aus dem Bundesgericht:<\/h3>\n\t<p class=\"excerpt\">Das Tram haftet nicht, wenn ein Fussg\u00e4nger &#8211; abgelenkt durch sein Mobiltelefon &#8211; unvermittelt das Gleis betritt und schwer verletzt wird. Unterbrechung des Kausalzusammenhangs durch grobes Selbstverschulden. Am 20. Februar 2019 verletzte sich ein Mann bei einer Kollision mit einem Tram s&hellip;<\/p>\n\t<div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n<\/div>\n\t<a class=\"link\" href=\"https:\/\/schillerlegal.ch\/en\/aus-dem-bundesgericht-3\/\">\n\t\t<span class=\"visually-hidden\">Go to article<\/span>\n\t<\/a>\n<\/article>\n                                            <article class=\"tease tease-post\" id=\"tease-583\">\n\t\t<p class=\"date\">27.11.2019<\/p>\n\t<h3 class=\"title\">Aus dem Bundesgericht: SBB haften, wenn ein psychisch Kranker einen Wartenden gegen den einfahrenden Zug st\u00f6sst<\/h3>\n\t<p class=\"excerpt\">Am Bahnhof Affoltern am Albis\/ZH stiess ein psychisch kranker Drogenabh\u00e4ngiger, einen 85-j\u00e4hrigen Mann gegen die einfahrende S-Bahn. Der Mann wurde vom Zug mehrere Meter mitgeschleift und zog sich schwere Verletzungen zu. Nach Art. 40b Abs. 1 EBG haftet der Inhaber eines Eisenbahnunternehmens f\u00fcr de&hellip;<\/p>\n\t<div class=\"arrow-icon\"><?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . SVG Version: 6.00 Build 0)  -->\n<svg version=\"1.1\" id=\"uuid-0d01a91a-173c-4929-a2a8-92feee4570de\"\n\t xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 40.2 18\"\n\t style=\"enable-background:new 0 0 40.2 18;\" xml:space=\"preserve\">\n<g id=\"uuid-337baa6b-6f6e-46a6-ab3d-80cfea9952c5\">\n\t<path id=\"uuid-42a080c4-afe9-4bb8-80e1-1e35f5b11246\" d=\"M31.2,18l-1.7-1.7l6.1-6.1H0V7.8h35.6l-6.1-6.2L31.2,0l9,9L31.2,18\n\t\tL31.2,18z\"\/>\n<\/g>\n<\/svg>\n<\/div>\n\t<a class=\"link\" href=\"https:\/\/schillerlegal.ch\/en\/aus-dem-bundesgericht-sbb-haften-wenn-ein-psychisch-kranker-einen-wartenden-gegen-den-einfahrenden-zug-stoesst\/\">\n\t\t<span class=\"visually-hidden\">Go to article<\/span>\n\t<\/a>\n<\/article>\n                                        <div class=\"buttons\">\n                        <a href=\"https:\/\/schillerlegal.ch\/en\/latest-news\/?area_of_activity=38\" class=\"btn btn-primary\">\n                            All posts on the topic\n                            <?xml version=\"1.0\" encoding=\"utf-8\"?>\n<!-- Generator: Adobe Illustrator 28.2.0, SVG Export Plug-In . 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We provide you with an assessment of the legal situation and assist you in settling the claim. We help you enforce your claim for damages and defend you against unjustified claims. We assist you in negotiations with the other party and represent you before governmental authorities and courts. 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